City Credit Card

There are many different kinds of credit card options that Citibank offers, and no matter what type of customer you are, you are sure to find one that suits your lifestyle and financial needs. There are Citibank cards designed for college students or those looking to build their credit. They also have cards with low interest, balance transfer cards, business credit cards, and cash back cards. One type of City Credit Card you would be interested in is the Citi Dividend Platinum Select Visa Card.

This City Credit Card has no Annual Fee, and has many additional perks and privileges for cardholders. For the first 12 months after you have been issued the Citi Dividend Platinum Select Visa Card, there is an Introductory APR of 0% for purchases and balance transfers. So on the first year, you can go ahead and transfer any balances you may have from other high-interest credit cards and save on the interest and other charges.


Also, the 0% Intro APR for purchases is an incentive for you to use your City Credit Card for your purchases, especially because the Citi Dividend Platinum Select Visa Card gives you $100 cash back after you spend $500 in purchases within the first three months of getting the card. You can earn a full 1% cash back on most of your purchases using this card.

Now, another perk of using this City Credit Card is the 5% cash back you stand to earn from eligible purchases at Hilton brands, car rental companies, movie theaters, amusement parks, and other categories. So if you frequently use your credit card for your entertainment, travel and leisure purchases, you are also getting more cash back points credited to you.

When you use your City Credit Card, you want to be sure that you are secured and protected as a consumer. The Citi Dividend Platinum Select comes with $0 liability on unauthorized charges, so if somehow there are unauthorized or fraudulent transactions or purchases made using your credit card, you will not be held liable for them. There is even an Extended Warranty that most purchases using your card would qualify for, meaning the terms of the original US warranty may be extended another year. Also, the card's Retail Purchase Protection covers most items purchased with this City Credit Card within 90 days from purchase date from theft, fire, or breakage.

If you frequently travel or fly abroad, the Citi Dividend Platinum Select Visa Card's Travel & Emergency Assistance, as well as Travel Accident Insurance features, would be of great help to you. Within the U.S. and internationally, cardholders can get help with medical and legal referrals, lost luggage, emergency transportation, and other benefits. Also, if you use this City Credit Card to purchase your plane, train, or bus tickets, your spouse and dependents are covered for Common Carrier Travel Accident Insurance at no extra charge.

There are many other exciting privileges and rewards that City Credit Card members are entitled to, and all of this information and full details are available to cardholders 24/7 through Citibank's Online Banking service. Anywhere you are with Internet access and a Web-enabled device, you can check your card balance, make payments, review transactions, and check on the latest cash back opportunities, rewards and points, and other privileges that you currently qualify for as a card holder.